Published: Tue, August 19, 2008 - 4:31 pm Last Updated: Tue, August 19, 2008 - 5:42 pm
Another Baldwin County community wants to form
its own town. The community of Perdido Beach has joined the ranks of
other communities interested in incorporating like Lillian, Stapleton
and Stockton.
Nestled between Palmetto Creek and Soldiers Creek, Perdido Beach is one
of Baldwin County's last, unspoiled stretches of waterfront real estate.
The folks that live there want to protect their rich history and the
community's reputation as a quiet, laid-back area. Incorporating could
be a huge weapon in the fight to protect the region's heritage.
"We think by incorporating and having our own government and making our
own decisions we'll be able to keep things how they are," says Priscilla
Condon, a member of the Perdido Beach Homeowner's Association. "It's
just a quiet, lazy community. We don't want condos, we don't want
tourists."
"We know things will change," says Perdido Beach Homeowner's Association
member Patsy Parker. "But we would like to have a say-so on how changes
come about."
Parker says most of the community's 500 residents are in favor of
incorporating. Community leaders say it'd cost about 230-thousand
dollars to incorporate...a figure they say would be attainable through
sales tax and other revenue. A vote on whether or not to incorporate
could happen by the end of the year.
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ALDOI orders insurers
to cease basing coverage on whether consumer has others
policies with companyLicensed
property and casualty insurers that non-renewed policies on the
condition of having other policies with the company must re-offer
coverage to the consumers affected, according to a bulletin issued by
the Alabama Insurance Commissioner Walter A. Bell.Also,
insurers are directed to stop offering coverage on a single line such as
property on the condition that they consumer also purchase another
policy, such as a life or automobile policy.“These
activities, we strongly believe, are prohibited by the Alabama Trade
Practices Law,” Commissioner Bell said. “The law specifically says that
inducements not specified in the policy are prohibited.”The
practice was used by some insurers in 2007 to drop property insurance
policies in Mobile and Baldwin
counties in order to reduce hurricane exposure. This was accomplished by
choosing a fixed date in the past as to determine whether a customer was
a single-line customer or a multi-line customer. At least one company
used this measure to decide which policyholders would be non-renewed.
Under this method, single-line customers were non-renewed.“By
this action we are taking, we are telling every insurer that has
non-renewed a policy using this method to rescind the non-renewal and
offer the consumer coverage again,” Commissioner Bell said.
“Furthermore, we are directing insurers to cease the
marketing practice of making one line of insurance – that is difficult
to obtain – available only on the condition of the purchase of another
line.”
Insurers have been directed to cease the practices
immediately and inform the Alabama Department of Insurance with in 10
days whether it has been engaged in such practices.
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